Experian: Americans Are Maintaining Healthy Credit Profiles During COVID-19 Pandemic

COSTA MESA, Calif.–(BUSINESS WIRE[1])–In a continued effort to educate consumers about factors influencing their financial health, Experian® today released key findings from its 11th annual State of Credit[2] report, which examined how consumers are managing their credit histories against the backdrop of the COVID-19 pandemic. This year’s report provided an extended view into how consumers are managing and repaying their...

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How To Get A Mortgage With Bad Credit

Can you get a mortgage if you have bad credit? With certain loan programs and lenders, it may be possible—especially if you can make a big down payment, prove large cash reserves and have a low debt-to-income ratio. About 15% of American consumers have credit scores in the 500 to 599 range on an 850-point scale, which is considered poor to...

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X1 Card, the Smartest Credit Card Ever Made, Opens Waitlist

SAN FRANCISCO–(BUSINESS WIRE[1])–X1 Card[2], the smartest credit card ever made, opened its waitlist for signups today. Built with 17g of stainless steel and laser etching technology, X1 Card reimagines the credit card from the ground up. It harnesses the power of technology to offer smart credit limits, an unparalleled rewards program, and automated features that will transform the way you...

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