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U.S. consumers’ credit scores are up and their card balances and delinquencies are down, according to a new report from Experian.The credit bureau on Oct. 20 released key findings from its annual State of Credit report, which showed U.S. consumers have less debt on average and are carrying fewer credit and retail cards.
Consumers have also made a six-point jump in their average credit scores from 2019, making the new average VantageScore 688.
Add that news to FICO’s recent finding that the average FICO score is up to 711 and it paints a picture of Americans managing their debt responsibly, even during the COVID-19 pandemic.
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