Consumers can expect a spike in lending and greater access to credit in the first half of 2021, TransUnion predicts

  1. CreditWise® from Capital One[11]
  2. Experian free credit monitoring[12]

CreditWise® from Capital One[13]

CreditWise® from Capital OneInformation about CreditWise has been collected independently by CNBC and has not been reviewed or provided by the company prior to publication.

  • Cost

  • Credit bureaus monitored

  • Credit scoring model used

  • Dark web scan

  • Identity insurance

Experian Free Credit Monitoring[14]

Experian Free Credit MonitoringOn Experian’s secure site

  • Cost

  • Credit bureaus monitored

  • Credit scoring model used

  • Dark web scan

  • Identity insurance

Bottom line

TransUnion’s forecast that lending will pick up again through the first half of 2021 is a promising sign of things somewhat going back to normal, especially if the economy and employment continue to improve.

As we enter into a new year, consider what your financial goals are for 2021 and how new credit plays into that, whether it’s applying for another rewards credit card[15] or a personal loan you’ve been needing.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the CNBC Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

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